At the Bank

No matter where you live, opening a bank account, writing or cashing a check are ordinary activities. When traveling, you also need access to money, which means you need to know how to talk about it in the local language. Here's a page of useful Spanish vocabulary related to money and banking so that you can change money, talk about your payment method, manage bank accounts, and more.

Accounts

• Bank account = Cuenta bancaria
• Account holder = Cuentahabiente, Titular
  
• Current account = Cuenta corriente
• Checking account = Cuenta de cheques, Cuenta de depósitos monetarios
• Savings account = Cuenta de ahorros

• To open an account = Abrir una cuenta
• To close an account = Cerrar una cuenta
• To settle an account = Finiquitar una cuenta

Checks

• Check (US), Cheque (UK) = Cheque
• In payment, in compensation = En compensación
• Paid-up = Liberado
• Blank check = Cheque en Blanco
• Bearer check, Open check, Check payable to bearer = Cheque al portador
• Check without cover, Dud check = Cheque sin fondos
• Bounced check = Cheque rechazado
  
• Traveler's check = Cheque de viajero
  
• Checkbook (US), Chequebook (UK) = Chequera, Talonario de Cheques

• To write (or to make) a check for... = Extender (o hacer) un cheque por...
• To cash a check = Cobrar / Hacer efectivo / Cambiar un cheque
• To endorse a check = Endosar un cheque
• To clear a check = Compensar un cheque, Liberar un cheque
• To have a check bounce = Tener un cheque rechazado (o devuelto)
• To balance one's checkbook = Establecer el saldo de su chequera
• To order checks = Solicitar cheques (o chequera)
• To buy a traveler's check = Comprar un cheque de viajero

Others

• Account (statement) = Estado de cuenta
• Savings book = Libreta de ahorros
  
• Transaction = Transacción, Operación
• Deposit = Depósito
• Withdrawal = Retiro (Latinoamérica), Reintegro (España)
• Debit = Débito
  
• Credit = Crédito
• Balance = Saldo
• Transfer = Transferencia
• Loan = Préstamo
• Mortgage = Hipoteca
• Rate of interest = Tasa de interés
• Rate of exchange = Tipo de cambio
• Foreign currency = Moneda extranjera
• Remittance = Remesa
• Deposit slip = Boleta de depósito
• Available balance = Saldo disponible
• Teller / Cashier = Cajero, Dependiente
  
• Window = Ventanilla

• To deposit (money in one's account) = Depositar (dinero en su cuenta)
• To make a deposit = Hacer un depósito
• To withdraw = Retirar
• To make a withdrawal = Hacer un retiro (Latinoamérica), reintegro (España)
• To earn interest = Ganar intereses
• To accredit = Acreditar To debit = Debitar
• To transfer = Transferir
• To exchange money = Cambiar dinero (e.g. To exchange dollars for euros = Cambiar dólares por euros)